Allen & Ballard Insurance Associates, LLC is a locally owned, full-service insurance agency with a focus on personalized service. We build long-lasting relationships with our clients by providing the best possible service and coverage at the lowest possible price.
We assist our clients with their personal insurance needs including Auto Insurance, Home Insurance, Umbrella Insurance, Renters Insurance, Boat Insurance, Inland Marine Insurance, Health Insurance and Life Insurance. We also provide coverage for our business clients including Commercial Auto Insurance, General Liability Insurance, Property Coverage Insurance, Workers Compensation Insurance and Commercial Inland Marine Insurance.
Our marketing plan is simple: provide our clients with the best possible insurance value, coverage and personalized service, and our clients will share their positive experience with their family and friends. So, instead of spending money on advertising, we reward our clients with a gift card each time they refer a person to our agency. Contact us today. We want to earn the right to serve your insurance needs.
An Independent Advantage
We are Independent Agents in Concord, North Carolina, free to choose the best carrier for your insurance needs. We do not work for an insurance company; we work for you. We work on your side when you have a loss and follow through to see that you get fair, prompt payment and service. Allen and Ballard Insurance Associates represents a carefully selected group of financially strong, reputable insurance companies, therefore, we are able to offer you the best coverage at the most competitive price.
What is an Independent Insurance Agent?
When you decide to buy a car, you wouldn’t purchase the first one you see. What if one day the automobile industry decided to make only one type of car, one make and one model. You wouldn’t have a choice!
The same situation holds true for insurance. You need insurance to drive a car, to purchase a house, to protect your family’s financial future and to run a small business. But if there was only one insurance company that offered only one type of insurance, car insurance, home insurance or businessowner policy — you wouldn’t have a choice. The only solution would be going to that one company.
With an independent insurance agent, you have choices. Independent agents are not tied to any one insurance company. One of the advantages of using an independent agent is that he or she works to satisfy your needs. You are using an expert for an important financial decision.
An independent agent has several companies that he or she can approach to get you the best coverage at the best price. And your independent agent will know the companies with the most efficient claims departments to recover your losses as quickly as possible.
When you buy insurance, whether it’s for your home, your car or your business, you want an advocate who will properly assess the risks you face and give you an objective analysis of the marketplace, it’s up to you to make the final choice.