Your Local Concord Independent Insurance Agency

Allen and Ballard Insurance Associates specializes in Auto/Car Insurance, Homeowners Insurance, Business/Commercial Insurance, and Life/Health Insurance.

Allen & Ballard Insurance Associates, located in Concord and Cornelius, North Carolina, is a locally-owned full-service insurance agency with a focus on personalized service. We build long-lasting relationships with our clients by providing the best possible service and coverage at the lowest possible price.

We assist our clients with their personal insurance and business insurance needs including Auto Insurance, Homeowners Insurance, Commercial Auto Insurance, Business Insurance, General Liability Insurance, and Workers Compensation Insurance.

Our marketing plan is simple: provide our clients with the best possible insurance value, coverage and personalized service, and our clients will share their positive experience with their family and friends. So, instead of spending money on advertising, we reward our clients with a gift card each time they refer a person to our agency. Contact us today. We want to earn the right to serve your insurance needs.

  • Chris Thompson
    5 Stars!
  • Ashley Pritchett
    Five Stars!
  • Jennifer McElroy Frame
    Awesome customer support, so easy to work with. Thank you.
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Recent News & Updates

Great Insurance Tips for First Time Home Buyers

Homeowners insurance is not required by law like automobile liability insurance. However, it is required by mortgage companies to protect the lender’s investment. Even if you were able to pay cash for your home, homeowners insurance is an important protection for what is likely your biggest asset. Following are some tips about homeowners insurance for first time home buyers. Get Renters Insurance to Help Lower... Read Article

Is Auto Insurance Tax Deductible? It Depends

Tax deductions are a way to lower your taxable income, so you can decrease the amount of taxes that you owe the government. Thinking about the different IRS-approved deductions as you prepare your tax returns may lead you to wonder: Is auto insurance tax deductible? The answer? It depends on how you use the car and other factors.  Using a car for workBusinesses that own... Read Article

The “Smart” Way to Ensure Fire Safety

The mantra of “stop, drop, and roll” is a familiar drill and phrase we repeat as children, but we rarely talk about it or practice it in adulthood. And while children may learn about fire evacuation plans at school, grown-ups might not remember to actually put them into action. With an average of 358,500 house fires per year, fire safety is something everyone should think... Read Article

8 Maintenance Hacks Every Renter Should Know

One of the biggest benefits of renting versus buying a place of your own is that you usually don’t have to worry about those pesky maintenance needs like mowing a lawn or replacing a water heater. And while most rental agreements include a landlord who takes care of your major maintenance worries, there are a few things you can do to keep service calls to a minimum... Read Article

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