Your Local Concord Independent Insurance Agency

Allen and Ballard Insurance Associates specializes in car, home, business, life, general liability, workers' compensation, and commercial auto insurance.

Allen & Ballard Insurance Associates, located in Concord and Cornelius, North Carolina, is a locally-owned full-service insurance agency with a focus on personalized service. We build long-lasting relationships with our clients by providing the best possible service and coverage at the lowest possible price.

We assist our clients with their personal insurance and business insurance needs including Auto Insurance, Homeowners Insurance, Commercial Auto Insurance, Business Insurance, General Liability Insurance, and Workers Compensation Insurance.

Our marketing plan is simple: provide our clients with the best possible insurance value, coverage and personalized service, and our clients will share their positive experience with their family and friends. So, instead of spending money on advertising, we reward our clients with a gift card each time they refer a person to our agency. Contact us today. We want to earn the right to serve your insurance needs.

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Recent News & Updates

Will My Auto Insurance Cover Me If I Drive Across The U.S. Border?

Your personal auto insurance policy provides protection against liability, bodily injury, and property damage in case you are involved in an accident in the U.S. But what happens if your travels take you into Canada, Mexico, or beyond? Are you still covered once you cross the U.S. border? The answer depends on which country you are driving to. Yes, if your trip is to Canada....

How To Handle A Hit-And-Run Accident

Getting in a car accident is enough to ruin anyone's day. But if you’re involved in a hit-and-run, the experience can be especially disorienting. You realize that your vehicle’s been hit and before you can step out to get the other driver’s information, their car is taking off into the distance. As overwhelming as the experience can be, how you react next can play an...

Does Auto Insurance Cover Stolen Cars?

Everyone knows auto insurance is there to help when your vehicle’s been damaged. But what happens when all you’re left with is an empty parking spot? According to the Insurance Information Institute, more than 700,000 vehicles are stolen in the United States every year. And compared to an auto accident or weather damage, a stolen car raises more questions than answers. How do I file...

What If My Beneficiary Can’t Claim My Life Insurance Money?

Many people purchase life insurance policies to provide for a spouse and children. But what happens if your death arrives while your children are still minors? In that case, the life insurance company cannot pay out benefits until the court appoints a guardian for your minor children. That can be a lengthy process, requiring attorney fees and court costs. Similar problems could arise if your...

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