Your Local Concord Independent Insurance Agency

Allen and Ballard Insurance Associates specializes in car, home, business, life, general liability, workers' compensation, and commercial auto insurance.

Allen & Ballard Insurance Associates, located in Concord and Cornelius, North Carolina, is a locally-owned full-service insurance agency with a focus on personalized service. We build long-lasting relationships with our clients by providing the best possible service and coverage at the lowest possible price.

We assist our clients with their personal insurance and business insurance needs including Auto Insurance, Homeowners Insurance, Commercial Auto Insurance, Business Insurance, General Liability Insurance, and Workers Compensation Insurance.

Our marketing plan is simple: provide our clients with the best possible insurance value, coverage and personalized service, and our clients will share their positive experience with their family and friends. So, instead of spending money on advertising, we reward our clients with a gift card each time they refer a person to our agency. Contact us today. We want to earn the right to serve your insurance needs.

 

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Recent News & Updates

What Happens If I Cancel My Life Insurance Early?

A life insurance policy is a wise investment, but also a financial commitment. Most are effective for 30 years or more. For your policy to remain in effect, you must continue paying your premiums, month after month. If the premium payments are putting a strain on your budget, you may be considering the option of canceling early, although people also cancel for other reasons. Our... Read Article

Garage Sale Tips: How to Find (And Negotiate) Amazing Deals

For some, the start of warm weather means getting ready for yard work, swimming, and vacations. But for bargain hunters, it’s time to scope out neighborhoods and classified ads for this weekend’s treasure hunt. That’s right – it’s garage sale season. As families clear out their homes in the name of spring cleaning, unwanted items undoubtedly find their way for sale. And if one person’s... Read Article

How Universal Design Can Help You ‘Age in Place’

For many Americans, approaching retirement also means getting ready for another major life transition – purchasing a new home. That’s because features like stairs, narrow hallways, and small bathrooms can become difficult to navigate as you age.  But what if you could have your “forever” home now?  Universal design is a new architectural science that makes this possible. It helps builders create homes that are... Read Article

Surety Bonds Vs. Professional Liability (Errors & Omissions) Insurance

Surety bonds are a useful service, but not the same thing as professional liability insurance, also known as errors and omissions (E&O) insurance. You may need both surety bonds and professional liability insurance to safeguard your business. What Are Surety Bonds? A surety bond is a contract between three or more parties, issued by a surety company on behalf of a party known as the... Read Article

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