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Your Local Concord Independent Insurance Agency

Allen and Ballard Insurance Associates specializes in car, home, business, life, general liability, workers' compensation, and commercial auto insurance.

Allen & Ballard Insurance Associates, located in Concord and Cornelius, North Carolina, is a locally-owned full-service insurance agency with a focus on personalized service. We build long-lasting relationships with our clients by providing the best possible service and coverage at the lowest possible price.

We assist our clients with their personal insurance and business insurance needs including Auto Insurance, Homeowners Insurance, Commercial Auto Insurance, Business Insurance, General Liability Insurance, and Workers Compensation Insurance.

Our marketing plan is simple: provide our clients with the best possible insurance value, coverage and personalized service, and our clients will share their positive experience with their family and friends. So, instead of spending money on advertising, we reward our clients with a gift card each time they refer a person to our agency. Contact us today. We want to earn the right to serve your insurance needs.

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Recent News & Updates

What Happens To My Life Insurance If I Am In A Coma?

A coma is a state of extended unconsciousness due to inefficient brain function. This unresponsive state can be caused by a traumatic blow to the head, oxygen deprivation from choking or drowning, severe infection, exposure to toxins, or extremely high blood sugar. Under most circumstances, life insurance policies do not pay out as long as the policyholder remains alive. If you are in a coma...

On The Bright Side: 10 Ways We’re (Still) Here For You During COVID-19

Just when it feels like we’re adjusting to our “new normal,” the curveballs keep on coming. Will our kids adjust to virtual classrooms? What happens when the sunny weather turns to snow? How long will this go on, anyway? We get it: Navigating this pandemic can be exhausting. While we can’t fix your wi-fi during an important video call or magically stock your local store...

How Is Commercial Trucking Insurance Different From Standard Commercial Auto Insurance?

Commercial auto insurance provides coverage for the cars, vans, and trucks used in conducting business. It can be purchased to cover all types of vehicles, from standard passenger cars to larger commercial vehicles such as box trucks, work vans, and service utility trucks. Different businesses require different types of commercial auto insurance. Commercial trucking insurance is a type of commercial auto insurance designed to protect...

How To Prepare Your Home For Fall

When the thermometer begins to drop and temperatures get cooler, it’s time to start thinking about getting ready for autumn. The weather can be unpredictable, and it’s best to get a head start on seasonal chores so you are not caught unprepared. The following general “to-do list” can help you prepare your home for fall. Check for drafts: Reduce your heating bills and stay warmer...

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