Your Local Concord Independent Insurance Agency

Allen and Ballard Insurance Associates specializes in car, home, business, life, general liability, workers' compensation, and commercial auto insurance.

Allen & Ballard Insurance Associates, located in Concord and Cornelius, North Carolina, is a locally-owned full-service insurance agency with a focus on personalized service. We build long-lasting relationships with our clients by providing the best possible service and coverage at the lowest possible price.

We assist our clients with their personal insurance and business insurance needs including Auto Insurance, Homeowners Insurance, Commercial Auto Insurance, Business Insurance, General Liability Insurance, and Workers Compensation Insurance.

Our marketing plan is simple: provide our clients with the best possible insurance value, coverage and personalized service, and our clients will share their positive experience with their family and friends. So, instead of spending money on advertising, we reward our clients with a gift card each time they refer a person to our agency. Contact us today. We want to earn the right to serve your insurance needs.

 

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Recent News & Updates

How Much Is Renters Insurance?

The great thing about renting is that you usually don’t have to deal with home improvements, major repairs, or mowing the yard. But that doesn't mean renting is completely worry-free. There’s always the chance of a fire, water damage, burglary, or some other calamity that could turn your life upside down. Imagine if all your belongings were ruined or stolen and you had to start... Read Article

Do I Need Liquor Liability Insurance If I Only Sell Beer Or Wine?

Despite the name, you will need to make sure you add liquor liability insurance to your business policy if you serve beer or wine at your business. Although most business liability insurance automatically includes host liquor coverage, this only applies to small functions hosted by an enterprise that is not in the business of selling alcohol. Our experienced agency can help ensure you have the... Read Article

6 Fresh Ideas For A Fun Family Dinner Night

Sometimes, family dinners can start to feel like a chore.  With poor planning, picky eaters, and hectic schedules, it’s easy to feel like you’re serving the same meals over and over again.  But with a little creativity, family meals can be an opportunity for both parents and children to build stronger relationships while trying something new. Because meals are about more than just feeding your... Read Article

Standard Auto Insurance Vs. RV/Camper Insurance: Understanding The Difference

Although a recreational vehicle, or RV, is similar to a car in many ways, the insurance needs for the two types of vehicles differ. Limiting your RV insurance to a typical auto insurance policy would leave you with dangerous gaps in coverage. Basic Differences between RVs and Cars RVs are towable trailers or large motor vehicles that typically include a kitchen space, bathroom, and living... Read Article

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