• August 16th, 2016 by Allen and Ballard Insurance Associates

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Ask ERIE: What’s the Difference Between a Certificate of Insurance and an Additional Insured?

You typically come across these issues when you’re talking about business insurance. It’s easy to get them confused. The key difference between a certificate of insurance and an additional insured comes down to whether you have coverage under someone else’s insurance policy. This only applies if you’re named as an additional insured on a policy. What’s an additional insured? When you’re named an additional insured... Read Article

Revealed: The 6 Reasons People Don’t Prepare for Natural Disasters

Did you know that the United States experiences more natural disasters each year than any other country? Or that 43 percent of all homes in the United States are at risk of a natural disaster? Despite this, many Americans haven’t taken enough—or even any—steps to prepare for natural disasters like floods, hurricanes and tornados. While it seems to make no sense at the outset, experts... Read Article
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